Frequently Asked Questions
What service does 401k Alliance provide?
401K Alliance analyzes your personal situation along with the investment choices available to you, and provides you with an easy-to-implement plan to consider for your investments in your 401k.
Who is 401k Alliance?
401k Alliance is a firm comprised of investment professionals specializing in 401k and retirement planning. Utilizing Modern Portfolio Theory and our clients personal objectives and goals, we develop personalized asset allocation plans which strive to optimize your retirement portfolio.
NOTE: There is no certainty that any investment or strategy will be profitable or successful in achieving financial objectives.
What are the benefits of a 401k and why do I need a 401k Allocation Plan?
For most people, their future retirement income will come from three places, social security, company pensions, and personal savings. Your 401k is part of your personal savings and how much you are able to grow this part of your retirement nest egg may have the biggest impact on your lifestyle in retirement. Academic studies have shown that how the assets are allocated in your 401k might have the biggest impact on portfolio return, therefore potentially increasing your future retirement income. Learn more about your 401k and our method of creating your personalized 401k Allocation Plan.
How do I know what my investment options are available in my 401k?
Ask your Human Resources department where to find the options available in your 401k.
How do I send my available 401k fund options to 401k Alliance?
During the order process, you will be prompted to select one of the following methods: fax/email, upload, website, or manually entered. You can select whichever method of delivery is easiest for you.
How do you create my personalized plan?
Please visit the Our Method page to learn how we create your personalized plan.
How long will it take to get my personalized plan?
After completing your order and submitting the available funds in your company sponsored 401k plan, your personalized 401k Allocation Plan will be sent via email in 3-5 business days, depending on the complexity of your 401k plan options.
After I get my plan, how do I update my 401k allocations?
Your personalized 401k Allocation Plan will show you exactly how your current portfolio should be allocated and where future you should consider. Your Plan Administrator provides instructions on selecting funds and contributions. Ask your Human Resources department how to get this information.
How often should I update my 401k allocations?
Your 401k fund allocations should be reviewed at least once a year by 401k Alliance or your financial advisor.
How much does it cost and what payment methods do you accept?
Your personalized 401k Allocation Report only costs a low, one-time fee of $89. Payments are accepted through PayPal via any major credit card, personal check, or your current PayPal account.
Does 401k Alliance have a privacy policy?
401k Alliance does not share your information with any third parties. Read our privacy policy.
Is the information I send 401k Alliance secure?
Yes, 401kAlliance.com uses encrypted technology on all personal information gathered on the site during the order process to stop unauthorized access to your information.
Get started on your better 401k today! |
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